MANAGEMENT
TEAM

BOARD OF DIRECTORS

Andrew is the Chief Executive Officer of Income. Prior to this, he was the General Manager of Life & Health Insurance.

A seasoned professional in the insurance industry, Andrew held key leadership roles in Singapore, Indonesia, Hong Kong and Vietnam with AIA, Mercer, Great Eastern and Prudential before he joined Income in 2015. His business experience cuts across diverse disciplines, ranging from distribution and business development to operations and information technology.

Andrew holds a Bachelor of Engineering (First Class Honours) from the University of Glasgow and a Graduate Diploma in Business Administration from the Singapore Institute of Management. He is also a fellow at the Life Management Institute.

Jason is the Head of Compliance at Income. His responsibilities cover the effectiveness of Income's compliance framework in areas such as market conduct compliance, AML/CFT, regulatory compliance and personal data protection matters.

Jason started his career as a lawyer specialising in corporate and commercial litigation. He then moved in-house as a Legal Counsel at Manulife (Singapore) where he was subsequently appointed Head of Legal & Compliance at Manulife Financial Advisers and led a team with oversight of the legal, compliance and risk functions.

Jason holds a Bachelor of Laws (Honours) (LLB) and Master of Laws (LLM) in Commercial Law from the University of Bristol. He is also admitted as an advocate & solicitor of the Supreme Court of Singapore.

Andrew is the Chief Executive Officer of Income. Prior to this, he was the General Manager of Life & Health Insurance.

A seasoned professional in the insurance industry, Andrew held key leadership roles in Singapore, Indonesia, Hong Kong and Vietnam with AIA, Mercer, Great Eastern and Prudential before he joined Income in 2015. His business experience cuts across diverse disciplines, ranging from distribution and business development to operations and information technology.

Andrew holds a Bachelor of Engineering (First Class Honours) from the University of Glasgow and a Graduate Diploma in Business Administration from the Singapore Institute of Management. He is also a fellow at the Life Management Institute.

Jason is the Head of Compliance at Income. His responsibilities cover the effectiveness of Income's compliance framework in areas such as market conduct compliance, AML/CFT, regulatory compliance and personal data protection matters.

Jason started his career as a lawyer specialising in corporate and commercial litigation. He then moved in-house as a Legal Counsel at Manulife (Singapore) where he was subsequently appointed Head of Legal & Compliance at Manulife Financial Advisers and led a team with oversight of the legal, compliance and risk functions.

Jason holds a Bachelor of Laws (Honours) (LLB) and Master of Laws (LLM) in Commercial Law from the University of Bristol. He is also admitted as an advocate & solicitor of the Supreme Court of Singapore.

MANAGEMENT TEAM

Grace Yong is the Chief Executive of Income Advisory Financial Advisers Pte Ltd, bringing a wealth of experience and a proven track record in the financial services industry.

Before joining IAFA, she held leadership positions at Tiger Brokers Singapore and iFAST Corporation. At Tiger Brokers Singapore, she was responsible for driving growth and customer operations, overseeing cross-functional divisions spanning product, business development, customer experience, and business support. Under her leadership, she spearheaded the launch of its B2B division that created a new revenue stream. Leveraging the innovative, brokerage technology, Grace led the development of TradingFront, a platform tailored to clients such as Financial Advisors and External Asset Managers that successfully competed and penetrated in a saturated market. Her tenure at iFAST Corporation saw similar success, as she expanded the firm's institutional client base exponentially and forged new strategic partnerships that delivered value for the business.

Grace holds a Bachelor of Science in Biological Sciences from Nanyang Technological University (NTU) Singapore. Outside of work, she enjoys snowboarding and spending time with her dog.

Justin Tan is the Director of Business Management at Income Advisory Financial Advisers Pte Ltd (“IAFA”), bringing two decades of experience across financial advisory, fintech, and insurance. He has a deep understanding of the financial advisory landscape and is skilled at navigating the needs of diverse organisations—from building governance frameworks as part of the founding team at MoneyOwl to driving policy implementation at scale in firms like finexis.

Prior to joining IAFA, Justin held leadership roles focused on aligning business strategy with regulatory and operational priorities. He remains closely connected to advisers on the ground, actively supporting outreach efforts and refining the sales advisory process. He has also led several pioneering initiatives, including Singapore’s first robo-advisory joint investment account opening journey and the digital integration of CPF portfolios for clients.

Justin is a Certified Financial Planner (CFP®) and Certified Information Privacy Manager (CIPM). He also holds a Diploma in Compliance and LOMA professional certifications.

Grace Yong is the Chief Executive of Income Advisory Financial Advisers Pte Ltd, bringing a wealth of experience and a proven track record in the financial services industry.

Before joining IAFA, she held leadership positions at Tiger Brokers Singapore and iFAST Corporation. At Tiger Brokers Singapore, she was responsible for driving growth and customer operations, overseeing cross-functional divisions spanning product, business development, customer experience, and business support. Under her leadership, she spearheaded the launch of its B2B division that created a new revenue stream. Leveraging the innovative, brokerage technology, Grace led the development of TradingFront, a platform tailored to clients such as Financial Advisors and External Asset Managers that successfully competed and penetrated in a saturated market. Her tenure at iFAST Corporation saw similar success, as she expanded the firm's institutional client base exponentially and forged new strategic partnerships that delivered value for the business.

Grace holds a Bachelor of Science in Biological Sciences from Nanyang Technological University (NTU) Singapore. Outside of work, she enjoys snowboarding and spending time with her dog.

Justin Tan is the Director of Business Management at Income Advisory Financial Advisers Pte Ltd (“IAFA”), bringing two decades of experience across financial advisory, fintech, and insurance. He has a deep understanding of the financial advisory landscape and is skilled at navigating the needs of diverse organisations—from building governance frameworks as part of the founding team at MoneyOwl to driving policy implementation at scale in firms like finexis.

Prior to joining IAFA, Justin held leadership roles focused on aligning business strategy with regulatory and operational priorities. He remains closely connected to advisers on the ground, actively supporting outreach efforts and refining the sales advisory process. He has also led several pioneering initiatives, including Singapore’s first robo-advisory joint investment account opening journey and the digital integration of CPF portfolios for clients.

Justin is a Certified Financial Planner (CFP®) and Certified Information Privacy Manager (CIPM). He also holds a Diploma in Compliance and LOMA professional certifications.